Latest Blog Entries

The Best Core Benefits for Your Company

The quality of employee benefits remains a key part of the ability of small- to medium-sized businesses to retain the best employees. Companies that fail to meet the expectations of employees where benefits are concerned can expect high turnover rates.PEMCO-HEALTH-BENEFITS.jpg

Health insurance, retirement plans, vacation, and paid time off remain the benefits most sought after by employees. The Employee Benefit Research Institute reports health insurance continues to top the list of important benefits:

Workers continue to value employment-based health insurance as their most important benefit. Eighty-seven percent of workers report that employment-based health insurance is extremely or very important, followed by a retirement savings plan (77 percent) and dental or vision (72 percent).

What can your business afford?

In today’s business climate, small- to medium-sized companies have to keep an eye on the bottom line and can be constrained in their ability to offer the best benefits. The question remains: What can your business afford to offer? If you offer an overly rich benefit package relative to your profits, you’ll end up having to increase employee costs or trim back. Neither of those options helps retain employees, but there is a proven option to leverage existing funding to offer quality benefits.

The PEO advantage

Partnering with a professional employer organization (PEO) like Progressive Employer Management Company can give you access to greater buying power. Accessing health plans with more competitive premiums can be within your reach.

There are more advantages than just increased buying power. PEMCO’s benefit experts can help design and administer your organization’s benefit plans. Outsourcing these services ensures you will get the most return on the money you invest in providing employee benefits.

Ready to save money and offer better employee benefits? Our experts can relieve you of the burden of plan design and administration and let you concentrate on growing your company. Contact PEMCO today.

Workers' Compensation: The Need for 24/7 Injury Reporting

Although the workers’ compensation claims process may seem to be a hassle, not reporting an injury can have dangerous consequences. There is one rule of thumb in reporting injuries. Do it now, not later.PEMCO-Workers-Comp-Form.jpg

Small- to medium-sized businesses can’t afford to delay reporting work injuries. The management should file claims in a timely manner. This will protect the injured workers’ health and finances as well as the bottom line of the business. The National Council on Compensation Insurance estimates that workers’ compensation claim costs can end up to 51 percent higher if the injury or illness becomes more severe before treatment.

Timely reporting protects your employees and your business. Fraudulent claims are easier to catch the sooner they are filed. The workers’ compensation experts at a professional employer organization like Progressive Employer Management Company (PEMCO) can provide guidance on establishing proper reporting procedures and safety programs to help.

Faster care

The more quickly a claim is filed, the quicker the injured employee can receive care. A workplace-related injury or illness may seem insignificant at first, but it can quickly worsen due to inattention. Receiving care quickly also means the employee can return to work faster, which reduces the damage to an employee’s finances.

Safety programs

Businesses should also encourage their employees to report any near misses or safety incidents as part of a broader safety program. The best workers’ compensation claims are the ones that have been prevented from occurring by good risk management practices. For every $1 invested in a comprehensive safety training program, your company can save anywhere from $4 to $6.


Timely reporting to the Occupational Safety and Health Administration (OSHA) protects your business from non-compliance and the associated costly penalties for late reporting.

Managing workers’ compensation and safety administration can be a burden for small- to medium-sized businesses to manage. Outsourcing administration to PEMCO will help your company protect its employees and better manage associated costs. Contact the workers’ compensation professionals at Progressive Employer Management Company today to learn more.

How a PEO Can Help You Administer PTO

Sometimes, employees of your small- to mid-sized business miss work. Sometimes, they might be sick. Sometimes they just have an attack of life — there are family obligations and field trips with children or just a plain ol’ plumbing emergency.PEMCO-PTO.jpg

In recent years, a popular option for managing employee attendance has been the creation of paid time off (PTO) policies. Combining sick time, personal time, and vacation time, PTO is a pool of days that the employee can use to take off from work as needed. This gives employees flexibility and helps employers better manage workplace attendance.

Although, offering PTO as an employee benefit can add another complication to payroll administration, partnering with a professional employer organization (PEO) can relieve your managers of the administrative burden of tracking its use.

Creating PTO policies

To get the most out of PTO, your company will need to create policies governing its use. A good rule of thumb is to require that employees request to use of it at least two days prior except in circumstances of sickness. There are also other considerations when developing the policies, according to the Houston Chronicle:

Although labor and employment laws don't mandate that employers provide PTO, many state laws regulate how employers' policies must handle certain PTO matters, such as payout at the end of the year, use-or-lose policies and compensation for accrued PTO when an employee is terminated or resigns.

Managing PTO

In addition to the policies, there is the burden of actually crunching the numbers. How often does an employee accrue PTO? How do you keep track of it? The administrative oversight of payroll is complicated enough without throwing PTO into the mix as well.

That’s where partnering with Progressive Employer Management Company (PEMCO) can help. PEMCO can implement an online payroll system that protects your payroll from human error and miscalculations from your payroll. The payroll specialists at PEMCO can keep your payroll running smoothly. Contact us today for more information.